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April Fool's!

April 2nd, 2008 at 03:49 am

I really don't like April Fool's.

Yesterday I made my extra payment to my Roth for the year. My extra payment is the amount that is left for my to meet the limit after my monthly contributions. I have automatic withdrawals of $400 a month so my extra payment was $200 to meet my annual goal of $5,000. I like to make my extra payment during the first quarter or at the first quarter so that I don't have the think about it the rest of the year. The remaining $3600 to be funded will be taken out automatically.

There's really no way that I would even forget about the extra payment, but it's nice to get it out of the way early. I'm going to keep making these monthly payments through 2009 then start maxing out my Roth with lump sumps at the beginning of the year in 2010. I don't know what I decided on that, I just did. I guess it will be even better to get it done that early. I just always liked making automatic even payments throughout the year.

I was thinking today how blessed I am financially. I will be able to max out or almost max out both my 457(b), 403(b), and my Roth this year. That amazes me. It's not because I make so much. It's just that since I'm changing jobs I will be paid out several hundred hours of leave and I chose to contribute that to my retirment account instead of being aid cash. I'm excited to my account grow.

I've been spending money without leaving home! All these things that I'm getting done cost money. The air conditioning guy came yesterday. I sometimes feel that I get taken advantage of when it comes to repairs and such because I'm a woman and not familiar with those costs, but I can't let it worry me. Tomorrow the carpet cleaners are coming. The home repair guy will come Monday. I spoke to him today and I'm hoping that those repairs don't cost too much either. I hate always asking my dad to do things.

I just had spaghetti. Again. Living by yourself you just eat and eat on leftovers. I'll be happy to eat the last of it tomorrow!

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