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Health Insurance

October 31st, 2010 at 01:35 am

I do plan on switching health insurance plans to a plan with an HSA. I'll contribute another $10 or $20 per pay period in addition to the $750 that the insurance plan will contribute for the year. I won't contribute to the FSA this year. I think the HSA has many advantages over the FSA including that it rolls over every year. So it's a source of income for medical expenses not just now, but also in retirement when I may need it even more.

2 Responses to “Health Insurance”

  1. dmontngrey Says:
    1288630861

    I'm making the switch next year as well. I think this is the best option for me right now. I'm gambling on not needing to visit the doctor next year. I have not gone at all this year. It'll cost me a little more per week, but the opportunity to contribute to the HSA far outweighs any extra cost.

  2. Jerry Says:
    1289556950

    The mere fact that an HSA rolls over each year makes it a more attractive insurance option, to be sure! I HATE feeling like I absolutely must make a purchase at the end of the year, whether I need the stuff or not. This should lead to a better situation, I would think. Good luck!
    Jerry

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