I finally got in touch with Vanguard & she showed me how to correct the issue online. It was very simple. So I was able to recategorize my contribution from 2020 to 2019. I now have $1k to contribute for 2019 & $6k to contribute for 2020. I will send $500 to my 2019 IRA in February & March.

I owe my mom one last payment of $250 for my AC loan. My TSP loan is now below $4k. My car loan will be paid off in the first half of 2021.

I transferred $100 to my savings yesterday & mailed $20 to the local food bank this week.

I received my Clever Fox budget planner this week. I really like it & I’m well into journaling my January budget. I brought my lunch 4 times this week! That’s a record for me.

I took the day off yesterday & was fairly productive. I got a late start to my day as it was storming & I decided to wait out the rain. I hit the gym & did 5.36 miles on the treadmill. Then after showering I went shopping for Thanksgiving. It took 3 stores before I found fresh green beans & 2 stores before I found fresh cranberries, but I got both. Also picked up some other needed menu items & sushi for lunch. We have several wine options & of course the egg nog is essential. I wanted Evan Williams egg nog, but had to settle for Pennsylvania Dutch.

Two years ago my laptop died on me. Well, actually just the screen. I knew it was coming & took steps to back up my work too late. Anyway, yesterday I decided to rebuild my financial spreadsheets that I lost, this time with some changes. I will update quarterly instead of monthly from here on out. I went all the way back to the 1999 when I bought my first mutual fund in college. Yes, I never throw anything financial away. I’m kind of ridiculous that way. It was super fun tracking my net worth growth over 20 years. I’m a nerd that way. And yes, this time I will back-up my info!