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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Ugh, we got hacked?!

October 13th, 2019 at 12:03 am

I wondered what was wrong when I couldn’t access the blogs. I’m so sporadic with my posting, but I actually had a few good entires that got lost. Maybe I can somewhat replicate them later on.

Posted in General musings | 2 Comments »

2 Responses to “Ugh, we got hacked?!”

Amber Says:
October 13th, 2019 at 04:09 am 1570939774
1570939774

Yeah, I was disappointed to read about it. If people would take their criminal skills and use it for good, the world would be a better place.
rob62521 Says:
October 13th, 2019 at 06:05 pm 1570989900
1570989900

It was disappointing to think someone had time to hack into the site and mess stuff up.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Ugh, we got hacked?!

2 Responses to “Ugh, we got hacked?!”

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