Home > Archive: October, 2020

Archive for October, 2020

Happy Halloween 🎃 👻

October 31st, 2020 at 06:54 pm

Happy Halloween! 🎃

We had a fun Lyra photo shoot yesterday evening inspired by Halloween. I got some good pics out of it. My flexibility with Star on the Bar (my favorite pose) continues to improve. 🌟 

Yesterday at the clinic we had a Halloween party. There was costume & pumpkin decorating contests as well as other fun games. Lots of good food as well. It was a fun event. 👻

We survived Hurricane Zeta with little local damage. There was more damage in the New Orleans area with this storm. And we still have another month to go in this very active Hurricane season. 💨

I've decided to start trading stocks within my Roth IRA (for tax purposes). I'm excited to do my research & learn more about the companies I'm interested in. They say you should buy what interests you & I am definitely leaning towards stocks related to travel. 🛩

Cruises are no longer under a No Sail order as of midnight today, but who knows when they will start cruising again. When will people feel comfortable cruising? Maybe not until there's a vaccine & even then maybe only when we've had time to study the side effects. 🛳

I got my third paycheck of the month yesterday. It's nice when you get to make an extra payment on debts. I'll do some end of the month budgeting later today. 💰

I have 4 biweekly payments left on my car loan! Today my cash on hand exceeded my debts for the first time in years, probably. Still on track for total debt payoff by spring 2021. 🙌🏾

Net Worth: $960,559 





Happy Halloween

October 31st, 2020 at 06:31 pm

This is a test blog as I've already lost 3 blog entries. 🎃👻


October 15th, 2020 at 11:48 pm

That’s the number I got today for my latest Experian report. Only 2 points from perfect!

Dad is feeling better

October 14th, 2020 at 11:37 pm

My dad is doing better. He got a shot in his shoulder & prescription Naproxen (Aleve, but stronger). I picked up his medication & a few grocery items for my mom after his appt. He said he was feeling a little better by the time I left that evening. The next morning when I called he was out in the yard using his blower. He seemed to be doing fine when I dropped off some food for them today.

Columbus Day

October 12th, 2020 at 04:18 pm

Today is a federal holiday so I have the day off. I worked a 12 hour shift at the hospital. When I got home last night my mom called to tell me that my dad had been in bed all day because he couldn’t move his right arm. That caused alarm bells to go off immediately in my head. I then spoke to my dad & he explained that it was bursitis that he’s experienced before. That calmed me down a little. He has an appointment this afternoon with his doctor. He tried to tell me that he could drive himself. Really?! I don’t think so. My mom hasn’t driven in months & she gets nervous easily. So of course I’m driving him to the doctor.

They called about 3 times this morning trying to tell me that didn’t have to take him since it was my day off, but if I did, I didn’t need to stay there & wait for him. Like I could ever consider helping my parents as a burden! I’m so grateful for all that my parents have done for me. I consider it a joy whenever I can make their lives a little easier or less worrisome.

I’m so grateful that I can make a good living here since my sisters live on the east coast. And if they decide to move maybe I will, too. I can be happy anywhere & in any situation because that’s what I choose to be. Having said that, I do believe that some places & situations will bring me more joy than others. I’m working on improving my life everyday: financially, personally, spiritually, and professionally.

I spent some time this weekend & today organizing my jewelry. Coincidentally, as I was doing this my friend offered her rolling jewelry case for free. I already have a nice Pottery Barn jewelry case that I picked up from Tuesday Morning, but I’m excited to see what hers is like. The one from Pottery Barn has a lock that doesn’t work, which is why it was such a steal.

Net Worth $1,009,805

Also, Happy Indigenous People’s Day & Happy Thanksgiving to the Canadians! 🦃🥧🌻🍁🍂🇨🇦

Post-Hurricane Sunshine

October 10th, 2020 at 05:04 pm

Hurricane Delta has passed & I am relatively unscathed. I lost power for 9 hours & still have no internet, but other than that and the now dry closet leak, all is well. The weather is sunny & dry this morning.

Yesterday was my sister’s birthday & I called to send her my best wishes. I got to speak to my niece & nephew as well. They’re growing up so fast! I can’t wait to spend time with them during the holidays. I still hope that they will be able to travel home for Christmas.🎄

I missed Lyra class this morning. The power was out & I was just not physically feeling up to going, so I canceled my reservation for today’s class. I’ll be back on Tuesday. The studio is doing a Broadway showcase for the various classes. I’m thinking of doing a routine to Masquerade from Phantom. 🎭 We’re also having a Halloween photo shoot which will be fun. 🎃👻

Have a good weekend! Since the clinic was closed yesterday we now have a 4 day weekend due to Columbia Day, though I work tomorrow at the hospital. 🏥

I did a search & there have been no announcements yet from the IRA regarding retirement plan contribution limits for next year. I’ve only seen one person say that the 401k limit will increase to $20k, but I would be very surprised by that happening.

Net Worth $1,007,225

NPR looking for financial stories

October 9th, 2020 at 07:04 pm

Hi all! NPR is working on a project on American families living paycheck-to-paycheck. Does that describe your household, before and after the pandemic? NPR correspondent Alina Selyukh would love to hear from you!

In an email to Alina, please describe a little bit about yourself and your situation. Her inbox: [](

Feel free to copy and paste to repost.

Hurricane Delta

October 9th, 2020 at 06:26 am

It’s 1 a.m. in the morning & I’m up listening to the rain. I have a leak in my closet that I’ll have them look at after the storm passes. The repairs will be covered by the association. Our clinic decided to close tomorrow so we won’t have to brave the weather. I’m grateful for that. Hurricane season can’t be over soon enough!

I ordered another Clever Fox budget planner for next year & I love the updates! It makes me excited to start tracking my 2021 goals.

My mortgage is showing up on Mint again so I can update my net worth again. I’m sure the markets will shake up after the election, but things are still trucking along nicely for now.

Net Worth $1,001,636

My Weekend

October 5th, 2020 at 04:24 pm

I started this off as a reply to another blog, then realized that I was writing a blog entry! 😹

My weekend was good. I started it off by taking a 4.23 mile walk around the university lakes after work. I know the exact distance because I logged it with my Fitbit Versa. I walked a brisk 4 mph. The weather was beautiful!

Saturday morning I had Lyra class. I stopped by my parents’ afterwards & visited for a while. I brought them muffins & cereal from Sprouts. Then I came home & did a little house organizing. My dad gave me some old shelving that I had bought my last year of college & had been stored in his shed all this time. I put it in my little storage shed. He also gave me a huge shredder which I lugged upstairs to my home office. My little shredder was not cutting it so I’m glad for this one. He bought it at a sale where they get rid of old state government office property. That’s also where he got the filing cabinets he gave me for my office.

I worked a 12 hour shift at the hospital Sunday. Today I took a day off. I’m anxiously awaiting my package from Amazon. I bought my Clever Fox Budget planner & more budgeting stickers for next year. I’ve so enjoyed using the one this year that I had to already purchase next year’s planner! This year my planner was rose gold, I bought a gold one for next year. They have more than 20 colors so I can keep buying a different color every year.

Kicking off the 4th Quarter

October 2nd, 2020 at 04:01 pm

This month is a 3 paycheck month, which happens twice a year. Nothing really changes for me as so many of my bills are paid biweekly: mortgage, car loan, credit cards. I alternate paying my two credit cards every other paycheck. My auto loan is still on track to be paid off the last paycheck of December, which is coincidentally, on Christmas. Merry Christmas to me!

My investments were up exactly $69,500 from the end of the second quarter. The power of time in investing really becomes apparent after a couple of decades. You're making much more than you're contributing.

It was my mom's 70th birthday Wednesday. I took the day off to spend with her & my dad. We had a nice day. I worked out in the morning. I took them out for lunch (her first time in a restaurant in over 6 months). She wanted a lemon cake so I ordered a lemon cream cheese cake from a local bakery. My older sister sent a meal delivery & my younger sister sent her a gift card to their favorite restaurant. I also picked up some flowers in her favorite color, yellow. My dad bought balloons. I gave her a few gifts of things I thought she would enjoy: pumpkin spice cappuccino k-cups, floral scented soaps, pumpkin spice almonds, a journal with colored pens, and few health items that I thought she'd like to try. The weather was absolutely perfect. The only thing I forgot was a glass of wine or champagne to toast her 7 decades.