It’s September & my favorite season is in sight. 🍁🍂🎃
Ka-ching! That’s the sound of another sale! I sold 4 more tea towels today. I get more excited about selling something that the money I make! I’m going to ship the package on the way to the gym.
Today is the start of the payroll tax deferral. I’m a federal employee & of course, they will opt in to the holiday. I’m going to be really annoyed when I have to pay back these taxes in the new year, but unfortunately I don’t get to opt out of this political stunt.
My third job called me in yesterday. I got in 4 hours, most which will go to taxes due to my extra withholding, but I don’t want to come up with extra money when I file my taxes.
Viewing the 'General Musings' Category
It’s September & my favorite season is in sight. 🍁🍂🎃
All is well on the home front. We had some wind & rain our way, but nothing terrible. I made it to work bright & early. Hurricane Laura is the strongest hurricane to make landfall in Louisiana in 164 years! It is a miracle that there isn’t more loss of life than is being reported.
I called my parents today as I do everyday. I asked what they were having for dinner. They said probably cold cuts sandwiches. I decided to surprise them with dinner from La Madeleine’s: chicken La Madeleine, quiche Lorraine, cranberry pecan salad, their freshly baked bread with butter & jam, and an assortment of dessert tarts. 🍗🥔🥦🥧🥗🍞🧈🍮 They were happily surprised & enjoyed everything. I figure making it through the storm unscathed was as good a reason to celebrate as any!
I’ve never been able to post pictures so I make do with emojis. 😁
In financial news, my biweekly mortgage payment posted yesterday & my balance is now under $56k. I bought my condo for $122k with 20% down. I’m always excited to see that balance go down slowly, but surely.
Net Worth $988,470
We are awaiting Hurricane Laura. She is supposed to make landfall near the Texas/Louisiana border as a category 4. She is picking up strength as they initially thought she would be a category 1 or 2 at landfall. Some of the low lying parishes are evacuating. A mandatory evacuation of Calcasieu Parish was ordered. We are on the east side of the storm, but about 2 hours away from where the eye should hit. We will get a significant amount of rain & wind, but not the very worst of it. Please pray for all those in the area impact by the storm. Thankfully, Marco did not cause much of an impact.
I am getting an increased amount of interest in my EBay sales. There must be an algorithm that the more you sell the more you traffic you get.
I caught a good sale on those Jelly Belly recipe mix bags. Thery were 75% off at the Fresh Market. The best by date isn't until December 2021, so I'm holding on to them as stocking stuffers. I grabbed all 19 bags! My younger sister is a big fan of jelly beans.
I am now down 20 lbs in 8 weeks. I lost a lot of weight with WW in my 20's, but I am losing just as quickly as I did then. This program really works for me. People are noticing, which is nice. I tend to not like to draw attention, but if I'm going to get attention, at least this attention is positive.
Net Worth: $981,568
I worked today, but as soon I got off work I stopped at the grocery store to pick up a few things. Then I went home & latest EBay sale ready to ship. While I was at the post office I got a notification that I sold another tea towel. So I turned around & went home to get the other tea towel ready to ship. Both are at the post office even though there was a notice that the post office will be closed tomorrow due to the weather. I still wanted them marked as shipped, even though the packages probably won’t be going anywhere tomorrow. I’m excited that my EBay sales have picked up & I hope this continues. The money isn’t much, but it’s better to have the money than the excess material things.
We have 2 storms brewing & both look to be headed for the Gulf Coast, unfortunately. I think I am pretty well stocked up for supplies. I have plenty of non-perishable food in my home thanks to my eating plan.
I sold another tea towel on EBay. So exciting! I’ll have to get it in the mail today, before the storms delay the mail even further.
I took a Lyra class taught by my friend yesterday. It was fun. I usually find strength training a chore so it’s nice to find something that is fun.
The TSP website is down for 2 whole days for maintenance. That’s a long time for a website to be down. I know that stocks are up & my Vanguard account is up, as well. I’ll wait until Monday to do a net worth update.
Well, I just got hit by a scam company. They called promising me a 50% discount on my DirectTV bill through a promotion with EBay. You may have heard about this scam where they ask you to pay for several months of your new promotional rate with an EBay gift card. I was looking it up on the internet as he was talking & found it was a scam. I reported the scam & the associated phone numbers to AT&T. They said that they were getting numerous calls for this scam. Be aware that AT&T will never ever ask for a gift card for payment & please let your vulnerable loved ones know about this scam.
Net Worth: $968,965
I received 2 of my paychecks this Friday. I will receive the third on Monday. My credit card debit is down to $15k with yesterday’s payment. Monday I will send $500 to my Roth IRA. I have set up recurring transfers again on the 15th of every month.
I am contemplating taking a break from my second job in July. The third job is keeping me plenty busy with 20-25 hours weekly. Having a break on the weekends would be nice.
With the lack of gym time I’m looking to make some changes to my diet. I’m speaking to a friend today that has lost a lot of weight through dietary changes. And with my weekends free maybe I can get back to taking my evening walks on weekends at least.
It’s payday Friday & I received 2 of my paychecks. Hopefully they’ll have my third check for me at my new job this evening. I thought it would be direct deposited, but maybe it will take another cycle before that starts.
This payday I wrote checks for my state & federal taxes, as well as a donation to my high school alma mater. They took out my full loan amount for my TSP, so they will need to refund me the overpayment as my loan will be paid off. My increased TSP contribution didn’t go through this pay period so I expect it to go through next pay period.
My first week at the new job was a little rough. We got slammed with Covid-19 samples due to a cluster, but this week has been much better. I’m getting into my groove with it. My introvert nature doesn’t mind working alone in the lab, either.
Hope you have a relaxing weekend!
Hope this Memorial Day finds you & yours well. I spent most of today & yesterday napping. My first week working 3 jobs was more tiring than I realized apparently.
This week I will pay off my TSP loan. One loan down, one to go. I expect to have my car loan paid off by the end of the year. My credit cards should be at least half paid off by the end of the year as well.
I am now watching the first of the three night series on Ulysses S. Grant on the History channel. I really want to visit Gettysburg one day. Maybe next spring or summer.
We ordered a Mother’s Day dinner from a classmate’s restaurant. We had smoked filet tenderloin, Parmesan whipped potatoes, stewed okra & tomatoes, smothered green beans, Sensation salad, garlic dinner rolls, bread pudding, & white wine. It was absolutely delicious! Since I just tested negative for COVID-19 & am asymptomatic I decided to break bread with my parents for the first time in 2 months. I really enjoyed spending the day with them. Hope your Mother’s Day was special as well.
I was offered the job! I’m not used to everything moving so quickly. It took me 6 months to get on at the federal government & I’ll be starting this job only a week after applying. I’m not sure if they checked references & I can’t recall if I put any down. There’s a sign-on bonus that I’m not touching until I complete my first year. It’s a big commitment going from PRN to part-time, but as I told them I wouldn’t have applied if I didn’t think myself capable. I’m nothing if not reliable. I can’t see myself keeping my PRN job, but I’m committed through May. We’lll see how this month goes with all 3 jobs!
I saw a posting for a part-time position at a private laboratory with great pay so I applied. I chatted with one of the administrators & she called back to ask me to be tested for COVID-19 before they brought me in for an interview. So I went by today & got my NP swab. Dear God, that was the worst feeling! At first it was just very uncomfortable, then I was uncontrollably coughing & dry heaving, with tears running down my face. I can see why people refuse to be re-tested. I get my results in the morning before my interview. If I’m positive, I’m definitely one of the asymptomatic carriers.