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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Archive for September, 2010

Mint.com

September 25th, 2010 at 02:23 am

I signed up for Mint.com last week. Oh my goodness, but is that site addictive. It's awesome. I'm checking the site daily.

Posted in General musings | 3 Comments »

Going the Distance

September 6th, 2010 at 04:02 am

Just saw Going the Distance with Drew Barrymore and Justin Long. It was hilarious, yet sweet at the same time. But warning to some who may be offended by strong language and graphic sex scenes: it fully deserves its R rating.

Posted in General musings, Spending stuff | 1 Comments »

Firefly's Personal Finance Blog

Working out my spending impulses.

Archive for September, 2010

Mint.com

Going the Distance