Home > Archive: June, 2023

Archive for June, 2023

Post-Op News

June 25th, 2023 at 04:23 pm

Our colonoscopies went fine. My mom's prep was difficult with her limited mobility, but we made it through. The procedure itself was so quick! They really function like a well-oiled machine. In & out!

My mom had no polyps (had polyps at previous colonoscopies) and I had one tiny one which the doctor wasn't entirely sure if it was a polyp. But of course, she took it anyway. A big relief to have both of them done. My mom will need another one in 5 years, while I will get another one in 7 years. She'll push me back to 10 years of the tiny polyp turns out to not be an actual polyp.

Contribution Limits 2024

June 24th, 2023 at 01:08 pm

I was wondering last night if the Finance Buff had released their 2024 predictions on contribution limits for various retirement & tax advantaged plans. It is usually released in June. Sure enough when I looked this morning they had released them last week. Again, these are just projections.

There is a lot to look at, but for me being under 50 with no HSA, I focus on the 401k & IRA contribution limits. The FB projects that both will rise by $500 next year for $23,000 and $7,000. I did glance & see that they did not predict an increase in the catch-up contribution limits.,2023%202024%20Traditional%20and%20Roth%20IRA%20Contribution%20Limit,same%20at%20%241%2C000%20in%202024.


Two Year Anniversary

June 17th, 2023 at 02:40 pm

June 20th makes two years in my current position. I know I've said it a lot, but this promotion was the best thing for me both professionally & personally. And while I worry a lot with my mother's Parkinson's struggles, I don't have the stress at work that I did which makes it easier to shoulder the personal struggles.

It was definitely a situation where I just kept my head down & did the work and I ended up reaping the benefits. In addition to getting to work in a less stressful though busier environment, I get to work with really great people. I've had several raises & cash awards. While I won't get a step increase on this anniversary, I got one last year & will get another next year. Depending on when I retire I should be at or near the top of the salary scale. I'm so thankful everyday for this opportunity.

In health news, I have my first colonoscopy on Monday. I took the screening test, which was positive, so I now need the colonoscopy as follow-up. My mom has her colonoscopy on Wednesday. I will stay to be there for my mom. I pray it goes well for both of us. My dad definitely doesn't need anymore put on his shoulders. I am reading how some of you are dealing with your own health struggles, whether it be yourselves or your loved ones. I pray for better times ahead for you as well.



June 12th, 2023 at 07:37 pm

Are you a car person? I'm not. Sometimes I'll go to an automakers website & "build a car". I never actually follow through with buying any of those cars. I'm on my third car after 23 years of owning cars. I hope my current car lasts me several more years. If I'm ever tight on money it won't be because I bought more car than I could afford. It will be because I took too many trips!

I have a friend who is really into cars. Even though he's not in the best financial shape he always has nice cars. His son has picked up on his love of cars. My friend was telling me several months ago how his young son kept changing out cars because he kept seeing other cars that he wanted. Recently he came to me & told me that he lent his son $200, now he's not returning his calls.

Now I understand liking what you like. I'll always spend money on travel & attending the theatre. I don't begrudge anyone their indulgences. I just believe that you need not put yourself in a position where you can't meet your needs due to those indulgences. Of course, his son is very young & will learn. I know I was still making money mistakes even a few years ago. I will always have room to learn & grow on a great number of subjects.

May 2023 Net Worth

June 3rd, 2023 at 01:08 pm

Yesterday the markets went wild on the news of the debt ceiling deal, but too late to improve my May numbers which show a loss from April. Again, this does not including my checking account cash which hovers around $15k or my car value.

Investments $1,230,403

Cash (not including checking) $27,157

Total $1,257,560

Loss $6,985

Additional contributions in April $3,250

Got two notices that my rent will rise by $20 on July due to increases in water collections from two elections. Not an issue, especially considering my recent raise. I just wish they would do something about my noisy neighbor, who thinks his apartment is a music studio.