I am 45, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.
My personal finance goals for 2023:
1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.
2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.
3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.
4. Build up emergency savings. Initial goal date of December 2021. Goal accomplished April 2021. On to the next milestone.
5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly.
I am 45, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.