I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.I calculated that I have been working nearly 80 hours every week between my three jobs. Tomorrow is payday (x2) and I decided to take the day off. I have 21.5 hours to use-or-lose before the end of the year.
Tomorrow I will pay my credit card & car loan. I am down to my last 2 car payments. I owe less than $400. My credit card debt has gone from $22k earlier this year to $4k currently.
Since my family isn't coming home for the holidays I'm sending gifts their way. I calculated shipping rates to send via USPS & FedEx and surprisingly, FedEx was cheaper. I assumed that USPS would always be the cheapest option. I certainly was wrong.
Christmas is coming so fast! It will be a tough one without family, but we'll all hopefully be together in the somewhat near future.
December 11th, 2020 at 12:17 am 1607645843