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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Second Vaccine Dose

January 11th, 2021 at 03:31 pm

I got my second COVID-19 dose on Saturday. I felt fine all day, but still spent most of the day at home. Sunday I woke up in that "sick fog". I was scheduled to work 6-6 so I went in knowing that I wasn't truly coming down with anything, but that the vaccine was just doing its job. It was a struggle for the first half of the shift, but I made it through. I was in bed by 7 & woke up feeling fine today. So besides that & pain at the injection site, that was the worst of my symptoms. My body feeling like it was fighting something let's me know that the vaccine is working. In about 2 weeks my body will have developed the full response it takes to fight the virus. I wasn't very happy with the situation at the vaccine clinic the second time. It was much busier, impossible to socially distance. I understand, however, that we really need to increase the number of people that we are vaccinating tog et out of this pandemic situation.

I had an EBay sale yesterday. The seller accepted my counter offer so that's my first sale for 2021! I will mail it off on my lunch break or after work. I'm always happy to make a sale no matter how small.

Posted in Uncategorized | 8 Comments »

8 Responses to “Second Vaccine Dose”

Wink Says:
January 11th, 2021 at 05:49 pm 1610387392
1610387392

Thank you for the vaccine update. It helps to hear positive feedback! It will most likely be a while before I can receive it, but I will as soon as it is available to me. Congrats on the sale. Stuff out, and money in, is always a good thing!
LivingAlmostLarge Says:
January 11th, 2021 at 06:44 pm 1610390667
1610390667

Were you the worse symptons you've heard of? I've heard that people over 65 only have 50% immunity with the single shot. They don't get like 85% immunity until 2nd shot.
terri77 Says:
January 12th, 2021 at 01:35 am 1610415347
1610415347

I haven’t heard of any serious side effects from anyone who has taken the vaccine. Just basically the signs & symptoms that your body is doing what it’s supposed to. It’s important to get both shots, one shot will give you some protection, but not get us to where we need to be.
LuckyRobin Says:
January 13th, 2021 at 05:33 am 1610516027
1610516027

The flu shot put me down for about ten days to two weeks. Probably because I have an overactive immune system due to autoimmune issues. I have a feeling the Covid vaccine will be the same. Hopefully not. Do you know of anyone who has taken it who has autoimmune diseases? Thanks for the update.
rob62521 Says:
January 15th, 2021 at 08:19 pm 1610741940
1610741940

That's wonderful. Our local health department claimed to have some for folks 65 and older and I spent yesterday on the phone trying to get an appointment for DH. I don't know how many doses they had, but no go.
terri77 Says:
January 16th, 2021 at 03:01 am 1610766068
1610766068

No, I do not know of anyone with an autoimmune disease that has taken the vaccine.
Fern Says:
January 16th, 2021 at 11:54 pm 1610841286
1610841286

Wow, you're the first I know to get it. Hopefully by now you're feeling fine.
disneysteve Says:
January 20th, 2021 at 08:16 pm 1611173802
1611173802

I got my 2nd dose on 1/8. My arm was sore, though not as sore as after the 1st dose. It was also somewhat swollen, which didn't happen before. Other than that, I felt fine. I took Tylenol and did take a little nap the following afternoon, but had I needed to, I could have pushed through it.

I certainly hope we can now start better organizing the whole vaccination process and get lots more people vaccinated soon. My mom has an appointment on Saturday. My wife is scheduled in February.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Second Vaccine Dose

8 Responses to “Second Vaccine Dose”

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