I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.Not only have I paid off my credit cards, for a short while I actually had a negative balance as I paid more than my balance. I just did my own Dave Ramsey yell at home.
LivingAlmostLarge had another great survey post. I am resharing my answers below for posterity.
My parents retired with 2 pensions. One for 20 years active duty military. They were able to pay all bills with his military income while earning another pension of 20+ years working with the state. They didn’t need that much money in the bank, but working 20+ years without touching their salaries certainly allowed for it. My mom mostly stayed at home until all of us girls graduated high school.
I don’t envision myself retiring early even though I could. I have enjoyed my career & am looking forward to achieving more. I have the age of 60 in mind, which is still plenty young. I will have 30 years with the federal government so a good pension, SS supplement until age 62, and SS after that if it’s still available. I will probably wait until full SS age to withdraw depending on my health. I should have several million in my own retirement accounts as well. I am on track to be mortgage free many years prior to retirement, but I am planning to sell soon.
Net Worth: $1,180,104
February 7th, 2021 at 04:52 pm 1612716772
Congrats on the cc debt free!
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