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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Facebook Market Sales

April 17th, 2021 at 12:48 pm

I'm going to spend some time this week changing my candles for sale by delivery only to offer shipping. A potential buyer mentioned that you can ship 4 large candles for $22 flat rate shipping. I think it would help me move my inventory a lot quicker. I went to the post office & picked up a large priority shipping box. I packed 4 large candles to make sure that they would fit well with plenty of packing material to minimize breakage. They are insulated pretty well.

I have been paid 6 times already this month. Two paychecks to go. Income surplus is nearly $4,000 now. That will be a nice deposit to savings. $500 to my IRA on Thursday & $750 to my TSP yesterday.

Investments $1,142,785

Posted in Investing ideas, Retirement readings, Savings stories, Net Worth, Investing, Personal Finance, Retirement, Saving Money | 3 Comments »

3 Responses to “Facebook Market Sales”

disneysteve Says:
April 17th, 2021 at 06:16 pm 1618683383
1618683383

Those flat rate boxes can be a great deal when you have heavy items that fit in them well. Good luck with increasing sales.
rob62521 Says:
April 18th, 2021 at 08:05 pm 1618776336
1618776336

Sounds like a great plan!
terri77 Says:
April 20th, 2021 at 02:42 pm 1618929772
1618929772

I don’t make candles. I just had a previous candle buying addiction. I have dozens of large Yankee candles currently up for auction & dozens of B&BW 3-wick candles not currently listed.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Facebook Market Sales

3 Responses to “Facebook Market Sales”

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