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More Collections Drama

November 19th, 2022 at 01:57 pm

Sunrise Credit emailed me that they had no debts on their books with me. Experian and Transunion removed the negative account on their credit reports almost immediately. For some reason Equifax is dragging their heels. But while I was home recovering Monday I got a new call from another collection agency, Franklin Services! I'm so aggravated. Now I'm walking through the process with them of disputing this debt. It has not yet been reported to the credit reporting agencies so that's good.

I'm glad that I still have my paper statements from this time period. If it had not been for that how do you fight something that you thought was resolved over a year ago?! Everyone is going to paperless which I know is good for our environment & reduces fraud by mail.

I will never ever use DirectTV's services again & I'm looking forward to moving my cell phone services from AT&T. I spent over an hour on the phone with AT&at and DirectTV Monday only to get disconnected, transferred around, and hear multiple versions of my account history. I know that I could just pay the $112, but I refuse to at this time. I know that I canceled their services & this is an error on their part. 

3 Responses to “More Collections Drama”

  1. crazyliblady Says:
    1668926695

    Have you considered whether this "collection agency" contacting you could actually be a fake trying to get money out of you?

  2. terri77 Says:
    1668935358

    Both companies seem to be legit, but I have no intentions of paying what I do not owe. I find everything about this to be unethical. Again, I think they are coming after me one year later because they think I wouldn’t have any proof after all this time.

  3. rob62521 Says:
    1668980239

    I don't blame you for not paying since you cancelled. so many companies don't follow through on stuff and the consumer gets the blame!

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