Happy Groundhog Day! What is your prediction? A short or long winter? Winter is a relative term in the Deep South, but I'm definitely okay with longer.
My H&R tax professional (my dad) finished my taxes. I owe $455 federal taxes and $309 state taxes. Not bad at all. I don't foresee my income going down significantly anytime soon and this paycheck I got a very unexpected cash award. I am very blessed indeed.
I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.