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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

April 2024 Net Worth

May 2nd, 2024 at 10:30 am

TSP $1,093,655

IRA $321,527

Brokerage $98,438

Investments $1,513,620

Savings $35,938

April 2024 Net Worth $1,549,558

March 2024 Net Worth $1,612,782

Monthly Gain/Loss -$63,224

Checking $10,779

Posted in Net Worth, Personal Finance | 4 Comments »

4 Responses to “April 2024 Net Worth”

patientsaver Says:
May 6th, 2024 at 03:11 pm 1715004668
1715004668

Bravo! You are doing great, Terri. What about debt and net worth?
terri77 Says:
May 6th, 2024 at 10:41 pm 1715031698
1715031698

I count my net worth as the total, which is $1,549,558. I edited the post to make it clearer. I do own a car & have cash in checking, but since that is more fluid I don't add that into the total. I don't really have debt as I pay off all my credit cards monthly. I do have a small furniture credit card at 0% interest until October 2025. It's only about $600 so I don't worry about it. It will be paid off before the 0$% interest period ends.
patientsaver Says:
May 13th, 2024 at 01:27 am 1715560077
1715560077

Sounds like you are making all the right moves.
rob62521 Says:
May 14th, 2024 at 08:50 pm 1715716201
1715716201

Ouch on the loss. I lost about $14K last month. Hope this month is better.

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Firefly's Personal Finance Blog

Working out my spending impulses.

April 2024 Net Worth

4 Responses to “April 2024 Net Worth”

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