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Home > Archive: September, 2024

Archive for September, 2024

Moving is Expensive

September 28th, 2024 at 02:17 pm

Moving is expensive, so very expensive!

The actual move cost just under $6k, then there's the new furbiture, window treatments, appliances, home supplies, etc. I love my new home & have no regrets, but I am taking a break on my cash savings in order to recoup cash flow.

Also, absolutely do not use 3 Brothers Moving & Storage. They are a moving broker & you will do so much better hiring a local company. They bring in people from out of state which is super expensive. You are paying essentially not just for your move, but for their transportation & hotel costs as well. Ridiculously overpriced & the people that they use are highly questionable. I wish that I had done more research prior to hiring them. Even their moving reviews are a scam. They pay for them!

August 2024 Net Worth…second try

September 7th, 2024 at 04:03 am

TSP $1,230,506

IRA $360,024

Brokerage $6,141

Total Investments $1,596,671

Savings $25,823

Home Equity $138,476

August 2024 Net Worth $1,760,970

July 2024 Net Worth $1,709,201

Monthly Gain/Loss $51,769

Other Assets

Checking $9,070

Car $13,000 (average)

 

House Financing

September 6th, 2024 at 10:05 pm

The base price for my home was $321,990. With upgrades the final price was $335,874. I put down 40% and the buyer paid the points to buy down my interest rate to 5.99%. My monthly mortgage payment will be $1,207. With escrow for homeowners' insurance ($109) and property taxes ($261) the total monthly payment will be $1,577. I will just pay $1600 monthly as I prefer even payments. I will pay additional to principle as I am able. My monthly rent payment was $1,732. It would have gone to $1,816, including the $52 monthly water charge.

Officially Moved In!

September 5th, 2024 at 04:52 pm

I moved on Tuesday & I'm just getting settled into my new home. It's been crazy, but I'm glad to back home. 

I will say that I absolutely do not recommend 3 Brothers Moving company. Unlike others who have their own trucks & movers they contract out their services. They don't have any sense of ownership over the quality of the move & they don't even bother asking you for feedback.

They are way overpriced. Bringing in movers from out of state makes it very expensive. Local moves require local movers. If you can't provide that service, just say so. I paid about a third of what I paid to move probably double what I moved Tuesday. I had damages of my furniture & home.  I'll never use this company again & I can't recommend them. 

Vanishing Entries

September 3rd, 2024 at 08:07 am

I posted my net worth update on the 1st & again a blog has disappeared. It's so frustrating when that happens. This one had my first numbers for the house as well. I am finally moving today, but I will repost the blog when I get a chance.