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About Me:

terri77

I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2025:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with $134k down.🏡

Archives

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    [Dec 2023] => /2023/12/
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    [Nov 2021] => /2021/11/
    [Oct 2021] => /2021/10/
    [Sep 2021] => /2021/09/
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    [Jul 2021] => /2021/07/
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    [Dec 2020] => /2020/12/
    [Nov 2020] => /2020/11/
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    [Dec 2007] => /2007/12/
    [Nov 2007] => /2007/11/
    [Oct 2007] => /2007/10/
    [Sep 2007] => /2007/09/
    [Aug 2007] => /2007/08/
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My Blog Stats

Date Started: Aug 4, 2007
Entries: 503
Comments: 1,177
Total Visits: 2,872,656

Home > Archive: June, 2025

Archive for June, 2025

May 2025 Net Worth

June 3rd, 2025 at 10:24 am

TSP $1,315,805

IRA $387,414

Brokerage $11,077

Investments Subtotal $1,714,296

Home Equity $140,000

Savings $5,530

May 2025 Net Worth $1,859,826

April 2025 Net Worth $1,761,972

Monthly Loss/Gain $97,854

I am depleting my savings to pay off debt this month. It makes me nervous to see the balance go so low, but debt makes me nervous as well.

Posted in Debt diet, Net Worth, Debt | 3 Comments »

Firefly's Personal Finance Blog

Working out my spending impulses.

Archive for June, 2025

May 2025 Net Worth