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About Me:

terri77

I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2025:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with $134k down.🏡

Archives

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    [Feb 2026] => /2026/02/
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    [Dec 2025] => /2025/12/
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    [Dec 2023] => /2023/12/
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    [Feb 2022] => /2022/02/
    [Jan 2022] => /2022/01/
    [Nov 2021] => /2021/11/
    [Oct 2021] => /2021/10/
    [Sep 2021] => /2021/09/
    [Aug 2021] => /2021/08/
    [Jul 2021] => /2021/07/
    [Jun 2021] => /2021/06/
    [May 2021] => /2021/05/
    [Apr 2021] => /2021/04/
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    [Feb 2021] => /2021/02/
    [Jan 2021] => /2021/01/
    [Dec 2020] => /2020/12/
    [Nov 2020] => /2020/11/
    [Oct 2020] => /2020/10/
    [Sep 2020] => /2020/09/
    [Aug 2020] => /2020/08/
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    [Nov 2018] => /2018/11/
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    [Jul 2015] => /2015/07/
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    [Dec 2013] => /2013/12/
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    [Oct 2012] => /2012/10/
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    [Oct 2011] => /2011/10/
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    [Dec 2010] => /2010/12/
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    [Jan 2008] => /2008/01/
    [Dec 2007] => /2007/12/
    [Nov 2007] => /2007/11/
    [Oct 2007] => /2007/10/
    [Sep 2007] => /2007/09/
    [Aug 2007] => /2007/08/
)

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Date Started: Aug 4, 2007
Entries: 505
Comments: 1,187
Total Visits: 2,908,858

Home > Archive: November, 2024

Archive for November, 2024

October 2024 Net Worth

November 10th, 2024 at 09:30 pm

TSP $1,240,049

IRA $361,961

Brokerage $7,210

Investments Sub-total $1,609,220

Savings $14,882

Home Equity $138,700

October Net Worth $1,762,802

September Net Worth $1,789,495

Monthly Gain/Loss -$26,693

Car $11,000

Checking $4,939

Posted in Net Worth | 5 Comments »

Firefly's Personal Finance Blog

Working out my spending impulses.

Archive for November, 2024

October 2024 Net Worth