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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Hurricane Delta

October 9th, 2020 at 06:26 am

It’s 1 a.m. in the morning & I’m up listening to the rain. I have a leak in my closet that I’ll have them look at after the storm passes. The repairs will be covered by the association. Our clinic decided to close tomorrow so we won’t have to brave the weather. I’m grateful for that. Hurricane season can’t be over soon enough!

I ordered another Clever Fox budget planner for next year & I love the updates! It makes me excited to start tracking my 2021 goals.

My mortgage is showing up on Mint again so I can update my net worth again. I’m sure the markets will shake up after the election, but things are still trucking along nicely for now.

Net Worth $1,001,636

Posted in Net Worth, Budgeting | 2 Comments »

2 Responses to “Hurricane Delta”

Wink Says:
October 9th, 2020 at 11:42 am 1602243744
1602243744

Stay safe! That area along the Gulf Coast has really been hit very hard this season.
CB in the City Says:
October 9th, 2020 at 05:09 pm 1602263356
1602263356

You have been hit really hard with bad weather. I feel for you and everyone around you.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Hurricane Delta

2 Responses to “Hurricane Delta”

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