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Dow above 11,000

October 11th, 2010 at 04:25 pm

I'm excited to see the Dow finish above 11,000. While I've enjoyed being able to invest in the market at record lows, I'm excited and anxious to see our economy recover. I know it will be a long road, but I'm optimistic that it will happen and is happening.

Major Milestone

August 26th, 2009 at 05:49 pm

My combined retirement accounts have totaled over six figures for some time now, but for the first time I had a single account that reached six figures. I've been waiting on that to happen, with the way the stock market has been rising in recent weeks. I'm pretty excited to be able to pull up an account and see six figures. I even printed it out so I could remember the day I first saw that. I'm pretty sure that the stock market will be rising and falling for some time, but it was exciting to see this morning.

Economic Recovery

April 18th, 2009 at 06:57 pm

It's nice to see my investments slowly inch upwards - for however long this will last. I'm not counting on the end of the swings, dips, plunges, and surges quite yet, but a relatively stable and seemingly improving economy seems to be improving a lot of people's moods, funny enough. I'll enjoy the feeling while it lasts.

2009 Goals

July 29th, 2008 at 01:21 am

I'm always looking ahead as well!

My 2009 goals remain the same as my 2008 goals. Contribute 20% to TSP, build savings to 6 months' of income (I think I currently have about 4 months' income), pay off credit cards, and pay down my car and graduate school loans. I need to do better on paying off the credit cards, otherwise I'm doing pretty well on accomplishing my goals for 2008 and beyond.

2008 Goals

November 27th, 2007 at 10:55 pm

I decided to write down my goals for 2008.

EMERGENCY FUND:

Contribute $245 to my three accounts. My goal is $15,000 in 3 years, my current balance is just over$5,000.

DEBT:

I have about $2,000 on a credit card. I will contribute $500 plus the amount of my monthly purchases every payment.

My original Sallie Mae loan is now at $300. With automatic payments my loan will be paid off in about 4 months. My grad school loans will begin repayment 6 months after my December 2008 graduation.

My car payment will be $326. After finishing with the credit card balance I will contribute the extra to the car payment.

RETIREMENT:

Continue contributing $400 biweekly to my 457. That is an annual contribution of $10,400.

Continue to fund my Roth IRA to the maximum. That will be $5,000 in 2008.

HOUSE:

My payments are $313 biweekly. I occasionally get a few pennies interest from a savings account and will transfer to principal. Otherwise, my payments will continue as is for this category. I'm more focused on the other debt.

CAREER AND SCHOOL:

In somewhat related plans, I want to focus on school and looking for a new job. I'm off this week since I worked the holiday (12 hour shifts for 4 days) and I'm writing papers and taking civil service tests.

The lady asked why I wanted to take the test again since I scored so well. I told her that I wanted an 80 on the test. I scored a 74. She said that few people score so well and I must be a perfectionist. I'm not. What I am is really motivated to move on to a better position.

I took another test since it hadn't been 28 days since I took the one that I wanted to retest on. Next time I'll take a different one again. I'll keep taking them until I'm where I want to be.

What are your goals???

Today's Market

August 16th, 2007 at 06:20 pm

I figure today's market is a great value. It's a bargain to buy today. My funds automatically purchase on the 15th of every month. Sometimes I buy high, sometimes low, but I definitely prefer the buying low. I'm not worried. I first started investing in 1999 so I got in while things were high and just before things started going down. So that was my first exposure to investing and this seems like the norm to me. I enjoyed the great market of the past few years but they also made me a little nervous. It almost seemed too good to be true. I've been waiting for a correction and now that it's happening I'm just glad that it was the even more dramatic downturn that I envisioned.


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