January 6th, 2018 at 05:26 pm
I got home late last night. Still recovering as I came home with a little cough & sore throat. I had a wonderful time. I left on December 27th for London, then traveled to Edinburgh January 2nd. I had such a great time. The original purpose for the trip was to attend the musical Hamilton that opened at Victoria Palace last month. Other things I did included touring Westminster Abbey, Tower of London, Hampton Court, Windsor Castle, Holyrood Palace, Edinburgh Castle, Scottish Parliament, the Scottish Whiskey Experience, & Mary King's Close. We also attended an abbreviated changing of the Guard at Buckingham Palace. This was my second trip to London and also my second trip to Westminster Abbey, Tower of London, and Buckingham Palace (I still have not been there during the short period to tour the inside of BHP yet). In two months were are traveling to Greece!
In financial news, Vanguard refunded me most, but not all of the money in my 401k. Strange, as all monies were to be returned to me. When I contacted them they said that the money remaining was from a 2016 contribution. Problem with this is that the balance appears to be over double what that contribution was, I had already received the withdrawals on 2016 contributions in early 2017, and there should be no money remaining in this account since both years contributions were to be withdrawn. So we will see what they do next. I'm starting to be less than impressed with Vanguard lately. I might need to start looking elsewhere.
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November 24th, 2017 at 12:07 am
Happy Thanksgiving to all! My year has been full of blessings and I have much to be thankful for this year. We had our usual small Thanksgiving with just me & my parents. I invited a co-worker over, but he didn't come. Lunch was delicious as always.
Now that I have contributed in excess of the $18k limit for my retirement plan, I have contacted Vanguard to get a distribution of funds. Despite what they implied at the beginning on the year, it seems they are willing to give me the distribution now rather than waiting until I receive my W-2. That would be much easier & give me some extra money for debt repayment.
There's less than 2 weeks until I turn 40 & I am making plans. I am taking the day off as usual. I have booked some time at the spa for a stone massage, facial, & pedicure. This will be my first massage. I'm looking forward to it.
I am also planning on having dinner at a French restaurant that I've always wanted to try. They have a 4 course early bird special which will make it a little less pricey. I'm not having a big party as that not me. There are plenty of holiday parties going on as well. I have always said that it's nice having a birthday in December as it's such a festive month that you feel you get to celebrate all month long with everyone without having to be the center of attention.
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October 22nd, 2017 at 02:37 am
The maximum contribution limit for 401k's will increase to $18,500 in 2018. The IRA limit is unchanged. I am happy that we will get an increase.
In other news, I read in the NYT & other sources that Republicans are looking at limiting the 401k contribution to $2,400 in future years in order to finance their tax cut plan. This is insanity. The last thing we need along with the tax increase on the middle class and cuts to Medicare & Medicaid, is for them to limit what Americans save for retirement. I hope that all proposing this are voted out during the midterm elections next year.
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