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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Dow above 11,000

October 11th, 2010 at 04:25 pm

I'm excited to see the Dow finish above 11,000. While I've enjoyed being able to invest in the market at record lows, I'm excited and anxious to see our economy recover. I know it will be a long road, but I'm optimistic that it will happen and is happening.

Posted in Investing ideas | 3 Comments »

3 Responses to “Dow above 11,000”

Broken Arrow Says:
October 11th, 2010 at 04:28 pm 1286810908
1286810908

Yeah, I hope it holds too....
Joan.of.the.Arch Says:
October 11th, 2010 at 08:36 pm 1286825762
1286825762

Is it? Oh, I haven't had any news. More importantly I'd like to see better employment.
Broken Arrow Says:
October 12th, 2010 at 02:48 pm 1286891289
1286891289

Better employment. Me too!

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Firefly's Personal Finance Blog

Working out my spending impulses.

Dow above 11,000

3 Responses to “Dow above 11,000”

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