I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.Happy Holidays to all! My family is flying in today. I am looking forward to spending the next several days with them. We both fly out on the 27th. Them back home, me to London then Edinburgh.
My gym is going up $1 in January. I decided to cancel my membership. It will be $50 a month & I can get a membership at a 24 hour fitness club for much cheaper. I am also looking to cut my cable next year. I guess my New Year's resolution is to be more vigilant about my spending. I don't plan on cutting out vacations so I will look elsewhere. I barely watch television anyway.
My goal was to have $500k by age 40. It seemed a very lofty goal at the time, but I have not only accomplished that goal,I have surpassed it. Now for the next goal. Is $1 million by age 45 out of the question? Maybe not, but it will require some dedication to cutting expenses, getting rid of debt, and continuing to save a good percentage of my income. $750k seems too conservative, but if we run into a bear market it may be an optimistic goal.
I'm excited for what the future holds in many ways.
Merry Christmas & Happy New Year
December 22nd, 2017 at 04:26 pm
December 23rd, 2017 at 03:05 am 1513998314
Hope you have a fabulous time with your family and on your trip. Congratulations on meeting your goal and I'm sure you'll hit that million dollar 💵 mark
December 24th, 2017 at 11:34 am 1514115283
December 24th, 2017 at 07:38 pm 1514144313
Merry Christmas and safe travels!