<< Back to all Blogs

About Me:

terri77

I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2026:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with 40% down.🏡

Archives

Array
(
    [May 2026] => /2026/05/
    [Apr 2026] => /2026/04/
    [Mar 2026] => /2026/03/
    [Feb 2026] => /2026/02/
    [Jan 2026] => /2026/01/
    [Dec 2025] => /2025/12/
    [Nov 2025] => /2025/11/
    [Oct 2025] => /2025/10/
    [Sep 2025] => /2025/09/
    [Aug 2025] => /2025/08/
    [Jul 2025] => /2025/07/
    [Jun 2025] => /2025/06/
    [May 2025] => /2025/05/
    [Apr 2025] => /2025/04/
    [Mar 2025] => /2025/03/
    [Feb 2025] => /2025/02/
    [Jan 2025] => /2025/01/
    [Dec 2024] => /2024/12/
    [Nov 2024] => /2024/11/
    [Oct 2024] => /2024/10/
    [Sep 2024] => /2024/09/
    [Aug 2024] => /2024/08/
    [Jul 2024] => /2024/07/
    [Jun 2024] => /2024/06/
    [May 2024] => /2024/05/
    [Apr 2024] => /2024/04/
    [Mar 2024] => /2024/03/
    [Feb 2024] => /2024/02/
    [Jan 2024] => /2024/01/
    [Dec 2023] => /2023/12/
    [Nov 2023] => /2023/11/
    [Oct 2023] => /2023/10/
    [Sep 2023] => /2023/09/
    [Aug 2023] => /2023/08/
    [Jul 2023] => /2023/07/
    [Jun 2023] => /2023/06/
    [May 2023] => /2023/05/
    [Apr 2023] => /2023/04/
    [Mar 2023] => /2023/03/
    [Feb 2023] => /2023/02/
    [Jan 2023] => /2023/01/
    [Dec 2022] => /2022/12/
    [Nov 2022] => /2022/11/
    [Oct 2022] => /2022/10/
    [Sep 2022] => /2022/09/
    [Aug 2022] => /2022/08/
    [Jul 2022] => /2022/07/
    [Jun 2022] => /2022/06/
    [May 2022] => /2022/05/
    [Apr 2022] => /2022/04/
    [Mar 2022] => /2022/03/
    [Feb 2022] => /2022/02/
    [Jan 2022] => /2022/01/
    [Nov 2021] => /2021/11/
    [Oct 2021] => /2021/10/
    [Sep 2021] => /2021/09/
    [Aug 2021] => /2021/08/
    [Jul 2021] => /2021/07/
    [Jun 2021] => /2021/06/
    [May 2021] => /2021/05/
    [Apr 2021] => /2021/04/
    [Mar 2021] => /2021/03/
    [Feb 2021] => /2021/02/
    [Jan 2021] => /2021/01/
    [Dec 2020] => /2020/12/
    [Nov 2020] => /2020/11/
    [Oct 2020] => /2020/10/
    [Sep 2020] => /2020/09/
    [Aug 2020] => /2020/08/
    [Jul 2020] => /2020/07/
    [Jun 2020] => /2020/06/
    [May 2020] => /2020/05/
    [Apr 2020] => /2020/04/
    [Mar 2020] => /2020/03/
    [Feb 2020] => /2020/02/
    [Jan 2020] => /2020/01/
    [Dec 2019] => /2019/12/
    [Nov 2019] => /2019/11/
    [Oct 2019] => /2019/10/
    [Apr 2019] => /2019/04/
    [Feb 2019] => /2019/02/
    [Nov 2018] => /2018/11/
    [Sep 2018] => /2018/09/
    [Aug 2018] => /2018/08/
    [Jul 2018] => /2018/07/
    [Jun 2018] => /2018/06/
    [Feb 2018] => /2018/02/
    [Jan 2018] => /2018/01/
    [Dec 2017] => /2017/12/
    [Nov 2017] => /2017/11/
    [Oct 2017] => /2017/10/
    [Sep 2017] => /2017/09/
    [Aug 2017] => /2017/08/
    [Jul 2017] => /2017/07/
    [Jun 2017] => /2017/06/
    [May 2017] => /2017/05/
    [Mar 2017] => /2017/03/
    [Feb 2017] => /2017/02/
    [Jan 2017] => /2017/01/
    [Dec 2016] => /2016/12/
    [Nov 2016] => /2016/11/
    [Oct 2016] => /2016/10/
    [Aug 2016] => /2016/08/
    [Jul 2015] => /2015/07/
    [Apr 2015] => /2015/04/
    [Feb 2015] => /2015/02/
    [Oct 2014] => /2014/10/
    [Aug 2014] => /2014/08/
    [Jul 2014] => /2014/07/
    [Mar 2014] => /2014/03/
    [Dec 2013] => /2013/12/
    [Nov 2013] => /2013/11/
    [Oct 2013] => /2013/10/
    [Sep 2013] => /2013/09/
    [Aug 2013] => /2013/08/
    [Apr 2013] => /2013/04/
    [Jan 2013] => /2013/01/
    [Oct 2012] => /2012/10/
    [Sep 2012] => /2012/09/
    [Aug 2012] => /2012/08/
    [Jan 2012] => /2012/01/
    [Oct 2011] => /2011/10/
    [Sep 2011] => /2011/09/
    [Aug 2011] => /2011/08/
    [Jul 2011] => /2011/07/
    [Jun 2011] => /2011/06/
    [May 2011] => /2011/05/
    [Mar 2011] => /2011/03/
    [Jan 2011] => /2011/01/
    [Dec 2010] => /2010/12/
    [Oct 2010] => /2010/10/
    [Sep 2010] => /2010/09/
    [Aug 2010] => /2010/08/
    [Jul 2010] => /2010/07/
    [Jun 2010] => /2010/06/
    [Apr 2010] => /2010/04/
    [Mar 2010] => /2010/03/
    [Aug 2009] => /2009/08/
    [May 2009] => /2009/05/
    [Apr 2009] => /2009/04/
    [Mar 2009] => /2009/03/
    [Jan 2009] => /2009/01/
    [Nov 2008] => /2008/11/
    [Oct 2008] => /2008/10/
    [Sep 2008] => /2008/09/
    [Jul 2008] => /2008/07/
    [May 2008] => /2008/05/
    [Apr 2008] => /2008/04/
    [Mar 2008] => /2008/03/
    [Feb 2008] => /2008/02/
    [Jan 2008] => /2008/01/
    [Dec 2007] => /2007/12/
    [Nov 2007] => /2007/11/
    [Oct 2007] => /2007/10/
    [Sep 2007] => /2007/09/
    [Aug 2007] => /2007/08/
)

My Favorites

My Blog Stats

Date Started: Aug 4, 2007
Entries: 510
Comments: 1,198
Total Visits: 3,020,492

Home > Retirement Plans in 2019

Retirement Plans in 2019

August 18th, 2018 at 02:36 pm

I have read predictions that both the 401k and IRA limits will increase by $500 next year. It will be nice to be able to save an extra $1k next year. I will make the adjusts accordingly in December, when the changes are signed into law.

Posted in Retirement readings, Savings stories, Retirement, Saving Money | 1 Comments »

1 Responses to “Retirement Plans in 2019”

Rana Says:
August 21st, 2018 at 12:59 pm 1534856349
1534856349

great share!

(Note: If you were logged in, we could automatically fill in these fields for you.)

Name:	*
Email:	Will not be published.
	Subscribe: Notify me of additional comments to this entry.
URL:
Verification:	* Please spell out the number 4. [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]

Firefly's Personal Finance Blog

Working out my spending impulses.

Retirement Plans in 2019

1 Responses to “Retirement Plans in 2019”

Leave a Reply