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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Taco Salad

July 14th, 2020 at 03:33 pm

I made my own taco seasoning for the first time & I’m not sure why I never thought to do it before now. Thank you, Pinterest. Last night I had taco salad minus chips for my lean & green. I made enough for the week. I bought the fat free ranch for dressing, but then remembered that usually reduced fat products are better than fat free as they replace the fat with sugars. I’ll do better next time. 🥗🌮

Posted in Food fiend, Food / Groceries | 4 Comments »

4 Responses to “Taco Salad”

Amber Says:
July 14th, 2020 at 11:48 pm 1594770513
1594770513

That’s awesome, I might try to make my own
creditcardfree Says:
July 15th, 2020 at 01:56 am 1594778167
1594778167

I've never been happy with the taco seasoning mixes I have tried. May have to look again because we do love tacos!
CB in the City Says:
July 15th, 2020 at 04:29 pm 1594830575
1594830575

MMmmm, taco salad sounds great! I've been making my own taco seasoning for quite a while; it's so much better, and cheaper, too.
rob62521 Says:
July 16th, 2020 at 03:34 pm 1594913692
1594913692

Can't beat Pinterest for some great ideas! Glad you love the taco seasoning!

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Firefly's Personal Finance Blog

Working out my spending impulses.

Taco Salad

4 Responses to “Taco Salad”

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