I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.My cell phone bill was $38.13 lower than last month. When I logged into my account to see what the difference was I found that I paid my last installment on my cell phone last month. 30 months of payments! I won't be trying to upgrade this cell phone anytime soon. I just pray that I don't start having problems with it. I upgraded to the iPhone X between my trips to England & Scotland and Greece because my phone was overheating & burning through the battery. I didn't want to go to Greece with an unreliable phone. And the iPhone X was such an upgrade as far as the camera. I have great pictures from Greece.
Although I get my credit report regularly I'm not sure if my phone was on it as a recurring payment. If so, it will probably drop my credit score by a few next update then eventually go back up.
I also received my $40 Costco gift card in the mail. It was part of the Groupon special when I purchased my membership. When I have room in my freezer I'll make another trip.
Unexpected Savings
September 20th, 2020 at 12:32 pm
September 20th, 2020 at 03:09 pm 1600614553
September 21st, 2020 at 12:00 am 1600646427
September 21st, 2020 at 09:38 pm 1600724286