The painting is done! I had him come back today & do some touch-ups.  I was a little embarrassed to ask, but when you pay for professional painting you want it to look professional. I was satisfied with the touch-ups.

So that's two projects in two months. Kitchen cabinets in January, the bathroom painting in February. I think next month I'll focus on getting the awning installed. Clearly, I'm not going to be ready to put my home on the market as soon as I thought, but that's okay. I'd rather spread out the costs by month, plus I started physical therapy last week.

I'm paying $75 each visit for the first 4 visits, then the price goes down. I'm seeing a little progress already so that's encouraging. I chose the same physical therapy group that helped me when I was having back issues, so I am optimistic that I will have the same successful resolution.

I have an FSA, but I definitely underestimated my expenses for the year with this physical therapy, injection, and doctor visits. If I deplete my FSA this year I'm going to look at a plan that's eligible for an HSA. I looked at it last year, but I didn't want to lose the money in FSA, which was close to the maximum rollover value. I like the idea of the no rollover limit & being able to use it in retirement with the HSA. This will give me another tax advantaged vehicle to save in.