I have pre-populated my budget worksheet for the month & I believe that I will be able to send an income surplus of $3,000 to my savings. At this rate I will exceed what I had planned to save in 2021. This has me thinking about what I can do with that money once I fully fund my emergency savings. I will have other expenses: purchasing my next car hopefully later rather than sooner, and other home projects.
I am really thinking about paying off my home early. I get so inspired listening to the Dave Ramsey show. Seeing so many people even younger than myself having paid off their homes is so inspiring. Especially when many own homes worth far more than mine. My condo would be paid off by the time I retire, but paying it off sooner is even better. It's definitely something to consider.