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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Credit Card Hacked

May 29th, 2021 at 05:56 pm

In the midst of everything else going on, my Capital One Credit card was hacked! I got an alert asking if I had tried to make a purchase at LA Police Gear. I responded no & immediately opened my app to review purchases. They had made several purchases at online gun & tactical gear websites. This alarmed me & I contacted Capital One and several of the vendors immediately.

I'm getting a new card, but this worried me because of the type of purchases. I certainly don't want anyone planning anything criminal with these purchases.

Posted in General musings, Credit Cards | 3 Comments »

3 Responses to “Credit Card Hacked”

Lots of ideas Says:
May 29th, 2021 at 06:58 pm 1622314712
1622314712

If you are comfortable dealing with the police, you could report this to them or to the FBI.
They can probably track the buyer from a delivery address or perhaps information the buyer had to provide.
LuckyRobin Says:
May 30th, 2021 at 07:47 pm 1622404055
1622404055

You might want to change your passwords on the credit card account and make sure they didn't change the email account related to it. And for good measure you might want to change the password on your email account as well. When someone hacked our hulu account they changed the email info at the same time so we wouldn't see that we'd been charged for extra add ons. But they made a mistake by locking us out of our hulu account which we noticed the next day.
terri77 Says:
May 31st, 2021 at 01:57 am 1622426240
1622426240

Good idea, thanks for the advice!

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Firefly's Personal Finance Blog

Working out my spending impulses.

Credit Card Hacked

3 Responses to “Credit Card Hacked”

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