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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Hurricane Ida

August 27th, 2021 at 05:33 pm

We have a hurricane headed this way. It is expected to make landfall Sunday as a category 3. I am prepared as I am going to be at the point, but I will make one last trip to the store & gas station when I get off work this afternoon. Hopefully it won't be too crazy. I just want to grab any last thing that I can think of. Stay safe with these fires & hurricanes out there! 💨🔥

Posted in Home sweet home, General musings, Spending stuff | 6 Comments »

6 Responses to “Hurricane Ida”

Wink Says:
August 28th, 2021 at 12:16 am 1630106219
1630106219

Stay safe!
disneysteve Says:
August 28th, 2021 at 02:25 am 1630113908
1630113908

Good luck. Stay safe. I hope the storm’s impact is minimal.
VS_ozgirl Says:
August 28th, 2021 at 09:46 am 1630140405
1630140405

Take care and stay safe! Wishing you all the best for not too much damage from the storm
terri77 Says:
August 28th, 2021 at 04:17 pm 1630163844
1630163844

Now expected to make landfall as a category 4. I’m back home with my parents, watching & waiting.
CB in the City Says:
August 29th, 2021 at 12:40 am 1630194048
1630194048

Hoping you will be safe and suffer little damage! A category 4 storm is no joke!
Dido Says:
August 29th, 2021 at 02:31 am 1630200711
1630200711

Hope you are safe! Prayers!

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Firefly's Personal Finance Blog

Working out my spending impulses.

Hurricane Ida

6 Responses to “Hurricane Ida”

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