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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2025:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with $134k down.🏡

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Date Started: Aug 4, 2007
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Home > Retention Incentive…finally!

Retention Incentive…finally!

May 28th, 2022 at 03:12 pm

We finally got paid our retention incentive & as a bonus they even made it retroactive! So in addition to receiving an extra 10% for this paycheck, we also got back pay for the 5 previous pay periods. It was a very nice check, even though they took out a lot in taxes. I am grateful for this added income over the next year. I want to make the best use of it.

Posted in Personal Finance, Career, Professional Life | 5 Comments »

5 Responses to “Retention Incentive…finally!”

Amber Says:
May 28th, 2022 at 05:25 pm 1653755120
1653755120

That's awesome!
LuckyRobin Says:
May 29th, 2022 at 01:30 am 1653784240
1653784240

It must be a relief to finally get it and to get it retroactively. Sometimes it feels like things like this take forever.
mumof2 Says:
May 29th, 2022 at 01:56 am 1653785775
1653785775

that is awesome...every extra bit helps!!
rob62521 Says:
May 30th, 2022 at 03:50 pm 1653922249
1653922249

That is terrific! I'm sure you'll put it to good use! I'm happy for you!
LivingAlmostLarge Says:
June 2nd, 2022 at 08:29 pm 1654198173
1654198173

congratulations! wow

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Retention Incentive…finally!

5 Responses to “Retention Incentive…finally!”

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