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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Portland Hotel 🏨

October 19th, 2022 at 07:48 am

I paid $664 for my 2 nights in a hotel for my short trip to Portland. It wasn't even a weekend and it is the off season. I don't think I paid that much for a hotel in NYC. I paid $509 for my B&B in Manchester, but I did find a much cheaper hotel there that I canceled because I wanted the experience of staying in a B&B. That price included a ticket to the Frank Lloyd Wright homes for $28. I had a wonderful time & enjoyed every moment, but it was not a budget vacation!

Posted in Travel Tales | 2 Comments »

2 Responses to “Portland Hotel 🏨 ”

rob62521 Says:
October 19th, 2022 at 07:54 pm 1666209279
1666209279

If you had a wonderful time, then I would think it was money well spent. And a FLW home too! Well done! Our trip to England last spring was not a cheap one and we had saved for years and decided to do things and spend money and enjoy ourselves because we considered it a once in a lifetime experience. And I'm glad we didn't go cheap and then regretted it.
LivingAlmostLarge Says:
October 19th, 2022 at 10:29 pm 1666218570
1666218570

Hotel prices are really expensive now. But Airbnb and vrbo are moreso!

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Firefly's Personal Finance Blog

Working out my spending impulses.

Portland Hotel 🏨

2 Responses to “Portland Hotel 🏨 ”

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