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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Expired Car Registration

November 21st, 2023 at 08:09 pm

A friend posted on Facebook that her car registration expired without her realizing it & I immediately realized that mine did the same. It expired in July. We both had moved since our last renewal. I still don't understand how they couldn't locate me since I have updated both my driver's license & my voter registration to my new address. She ended up paying $70 to renew her registration. I'm not even worried about it. I'm off the week of my birthday (I have so much annual leave to use before the end of the year!) so I'll take care of it then.

Posted in General musings | 3 Comments »

3 Responses to “Expired Car Registration”

VS_ozgirl Says:
November 22nd, 2023 at 09:57 am 1700647070
1700647070

It was lucky that you saw your friend’s post to give you a reminder
mumof2 Says:
November 23rd, 2023 at 01:38 am 1700703524
1700703524

Dang lucky you ours was expired (we never got ours in) it was only 2 weeks and we were fined over $500 lucky you don't live over here...glad you checked though
terri77 Says:
November 24th, 2023 at 01:21 am 1700788889
1700788889

I was able to renew online easily. It only cost $70.20 total. No late fee, I was just charged $3.00 for online processing. Whew!

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Firefly's Personal Finance Blog

Working out my spending impulses.

Expired Car Registration

3 Responses to “Expired Car Registration”

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