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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2025:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with $134k down.🏡

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Date Started: Aug 4, 2007
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Home > New Net Worth Milestone

New Net Worth Milestone

July 6th, 2024 at 04:25 pm

I just posted my June New Worth, then eclipsed that with this week's gains. So much in fact that Monarch had me surpossed $1.7 million for the first time. Pretty cooly. Lucky 7! I will feel very confident when I reach $2 million. That is my goal by age 50.

Posted in Net Worth | 1 Comments »

1 Responses to “New Net Worth Milestone”

PatientSaver Says:
July 10th, 2024 at 02:36 pm 1720618590
1720618590

That is a great goal! I entered quasi-retirement when i hit $1.25 million but continued working part-time for a good 5 years after that, finally retiring full-time earlier this year. You will be in fantastic shape.

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Firefly's Personal Finance Blog

Working out my spending impulses.

New Net Worth Milestone

1 Responses to “New Net Worth Milestone”

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