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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Yet Another House Update

July 21st, 2024 at 10:42 am

On Friday I was contacted about a closing date. It's really here! I have my independent home inspection on Monday afternoon, then my first walk-through on Tuesday. The second walk-through & closing are scheduled for the following Tuesday.

The pendants are installed over the kitchen island & I have carpeting. Still no kitchen appliances. I told them that I wasn't interested in closing until all items I identified are addressed.

Posted in Home sweet home | 2 Comments »

2 Responses to “Yet Another House Update”

VS_ozgirl Says:
July 23rd, 2024 at 11:35 am 1721730953
1721730953

Nice!!! Congratulations on the progress update
LivingAlmostLarge Says:
July 23rd, 2024 at 08:55 pm 1721764557
1721764557

how exciting it's going so fast.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Yet Another House Update

2 Responses to “Yet Another House Update”

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