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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Happy Mother’s Day! 💐

May 10th, 2020 at 11:34 pm

We ordered a Mother’s Day dinner from a classmate’s restaurant. We had smoked filet tenderloin, Parmesan whipped potatoes, stewed okra & tomatoes, smothered green beans, Sensation salad, garlic dinner rolls, bread pudding, & white wine. It was absolutely delicious! Since I just tested negative for COVID-19 & am asymptomatic I decided to break bread with my parents for the first time in 2 months. I really enjoyed spending the day with them. Hope your Mother’s Day was special as well.

Posted in Food fiend, General musings, Food / Groceries | 2 Comments »

2 Responses to “Happy Mother’s Day! 💐”

Amber Says:
May 11th, 2020 at 04:37 am 1589171825
1589171825

Happy Mother’s Day 🌸
Dinner sounds amazing, I’m also glad to hear you were negative
rob62521 Says:
May 12th, 2020 at 03:49 pm 1589298565
1589298565

Glad you could be with your parents and glad your test results were negative.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Happy Mother’s Day! 💐

2 Responses to “Happy Mother’s Day! 💐”

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