September 30th, 2025 at 09:34 pm
Today is my mom's 75th birthday. I always take the day off from work. First we went to her doctor's appointment, followed by brunch. After those two activities she was tired & ready to go home. Parkinson's really drains her energy; she tires quickly.
Last month I paid off two low balance furniture accounts & it really impacted my credit positively. I owed less than $1,000 on each, but just paying them off has my credit score solidly above 800 again. I have one more furniture account that I'm due to pay off on 3 years. I already paid the 2% fee to incur no future interest so it doesn't pay for me to pay it off early.
Today is the end of the third quarter as well as the end of September so I'll post a net work update soon!
Posted in
General musings,
Debt diet,
Debt
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3 Comments »
September 24th, 2025 at 02:58 pm
On Monday, my TSP balance passed the $1.5 million mark for the first time. Pretty exciting! It first reached $1 million less than 2 years ago.
Posted in
Retirement readings,
Net Worth,
Retirement
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3 Comments »
September 2nd, 2025 at 02:42 pm
I'm not sure if I mentioned it, but when I took $10k out of my savings to pay off my credit cards I changed my monthly contributions to replenish my savings. I was contributing $100 a month to my savings and $500 a month to my brokerage account. I reversed the contributions to build my savings back up. So now I'm contributing $500 to my savings and just $100 to my brokerage account. I am still maxing out my TSP & IRA so I am still investing a significant account monthly even with this reduction. I have no plans to go back for the foreseeable future. My car is ten years old & I'm putting significant mileage on it now. I will need to fund my next car.
Posted in
Savings stories,
Saving Money
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2 Comments »
September 2nd, 2025 at 01:41 pm
TSP $1,451,175
IRA $424,517
Brokerage $12,455
Investments Sub-total $1,888,147
Savings $2,043
Home Equity $141,000
August 2025 Net Worth $2,031,190
July 2025 Net Worth $1,975,090
Monthly Gain/Loss $56,100
Posted in
Net Worth
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2 Comments »
I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.