I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.2026 Goals
January 2nd, 2026 at 01:03 amMy goals for next year are as follows:
TSP $24,500
IRA $7,500
Savings $6,000
Brokerage $1,200
Total Savings $39,200
FSA $3,400 (for tax savings only)
Archive for January, 2026
2025 Year-End Review
January 2nd, 2026 at 12:46 am2025 Net Worth $2,161,680
2024 Net Worth $1,805,796
Annual Loss/Gain $355,884
TSP $23,500
IRA $7,000
Brokerage $3,200
Savings $4,000
Total Saved $37,700
December 2025 Net Worth
January 2nd, 2026 at 12:46 amTSP $1,546,818
IRA $455,150
Brokerage $13,635
Investments Sub-total $2,015,603
Home Equity $142,000
Savings $4,077
December 2025 Net Worth $2,161,680
November 2025 Net Worth $2,147,110
Monthly Gain/Loss $14,570
Happy New Year 2026
January 1st, 2026 at 11:01 pmHappy New Year!
Has anyone already maxed out their IRA today? Or rather, sent the order to do so when the market opens tomorrow? I am sitting here contemplating doing just that noe that I have the cash to do so for the first time in years. However, the last time I did so, the market went down that year so I felt like I bought at a bad time. I know you can never time the market but it makes me hesitant to pull the trigger.