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Archive for June, 2026

Escrow Overpayment

June 20th, 2026 at 07:48 pm

Last year my mortgage payment refunded me a few thousand in overpayments. That was the year I purchased so escrow had been calculated for the full year instead of the few months that were left in 2024. This year they are refunding me $777.  This year they are also readjusting my payments to reflect the lower escrow calculation. I'd like to continue to pay the same amount & just have more go to my principal, but I'm not sure that I'll be able to calculate it correctly until I see the new adjusted payment. I'll have to look around the website more to see if I can maintain the same payment amount. I like having a nice even amount.

June Outlook

June 8th, 2026 at 02:41 pm

I received my WGI, or my raise, as of May 31st. It's a little less than $4k annually, or $144.80 biweekly. Maybe I'll clear $100? I don't have any plans to spend it. I will save as I normally do. If I build up extra money in my checking it will go towards paying down any debt. 

Next month is a 3 paycheck month. My only biweekly bill is my mortgage. Everything else is set up monthly. So that paycheck should go towards building up my checking after the mortgage payment.

May 2026 Net Worth

June 1st, 2026 at 02:59 pm

TSP $1,757,529

IRA $514,274

Brokerage $15,643

Sub-total Investments $2,287,446

Savings $6,647

Home Equity $150,000

May 2026 Net Worth $2,444,093

April 2026 Net Worth $2,329,348

Monthly Gain/Loss $114,745

May was a great month!