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First Blog

August 4th, 2007 at 08:32 am

I don't know why I never considered that there were sites for blogging about your finances, but imagine my surprise when I search for something else and stumbled upon this. I visit so many financial sites, but this is an entirely new concept for me.

So let me introduce myself. I'm 29 and single. I bought my first home last year. I'm working full-time on the 3-11 shift. I will be attending graduate school on alternate weekends starting in 3 weeks. I have two undergraduate degrees, the second earned while working full-time so I feel a little bit prepared for this.

Graduate school will cost $18.5k. I have paid the $500 deposit which comes off the original amount. Then there are $4.5k payments over the 4 semesters. My employer paid $1k. The remaining $3.5k will come from Stafford loans. Yes, more loans when I was so close to paying off the small loan from my first degree. I incurred no loans the second time around. My mom says she will pay $5k toward my tuition the last 2 semesters.

My immediate goals are to build up my emergency fund, a car fund, and a short-term savings fund, which I will call my Christmas fund. Why I call it that I'm not sure as I will end up using it for more than Christmas.

I got paid today, or actually now it's yesterday. Today's check reflected the $0.72 an hour that all state workers received. Not a huge amount, but $1500 a year, and every little bit counts. I'm going to increase my savings to start funding the aforementioned savings accounts.

Today I went shopping. It's called tax free weekend, but you actually still pay 5% local taxes. I got some school supplies, some groceries, an outfit, and some hand soaps from Bath and Body Works. I haven't shopped like that in quite a while!

6 Responses to “First Blog”

  1. scfr Says:
    1186238354

    Welcome to the blogs!

  2. Ima saver Says:
    1186238489

    Welcome, glad you have joined us!

  3. schadenfreude Says:
    1186247131

    Hi there! I just started my blog, too, and was also pretty surprised and impressed that you can dedicate a whole site to financial stuff. What degrees are you going for?

  4. terri77 Says:
    1186249230

    I'm working on a degree in health care management.

  5. Carolina Bound Says:
    1186265977

    Welcome! I thought about shopping on tax-free weekend, too, but I don't need to -- so I'm saving even more! Smile

  6. Amber Says:
    1186329795

    Welcome, I am also working on my bachelor's in health administration

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