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About Me:

terri77

I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2026:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with 40% down.🏡

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Date Started: Aug 4, 2007
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Home > New Year, New Start, New Goals

New Year, New Start, New Goals

January 20th, 2008 at 02:37 am

So how are you coming along on your new goals for 2008? I'm doing well so far. I updated my Roth contributions and the first increased contribution went out on the 15th. My 457 contributions have remained steady until I hopefully get a new job, and a raise. I opened a CD on the 5th as part of my emergency fund. I haven't received any tax forms yet. I'm waiting on receiving my tax refund to pay off my credit cards. So far, so good.

Posted in Retirement readings, Savings stories, Debt diet | 3 Comments »

3 Responses to “New Year, New Start, New Goals”

Amber Says:
January 20th, 2008 at 03:12 am 1200798723
1200798723

I am not doing too well, hopefully next month will be much better. However, I am happy for you
Ima saver Says:
January 20th, 2008 at 02:15 pm 1200838534
1200838534

I am doing pretty well at saving money so far this year.
luxlivingfrugalis Says:
January 21st, 2008 at 02:45 am 1200883551
1200883551

I'm doing, aaaahhhhhh...MEDIUM!

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Firefly's Personal Finance Blog

Working out my spending impulses.

New Year, New Start, New Goals

3 Responses to “New Year, New Start, New Goals”

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