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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Lunch Box Budget

April 24th, 2008 at 11:39 pm

I'm enjoying my new job. I think that I'll be happy here. I miss my old co-workers, but my new co-workers are friendly as well. I'm excited about all the opportunities.

I'm bringing my lunch everyday. I'm actually enjoying finding different healthy things to bring. I like browsing the deli and picking out different meats and cheeses to try. I also started buying the Ezekiel 4:9 sprouted whole grain bread. It's good. I think bringing my lunch is helping my wallet and waistline!

Posted in General musings | 3 Comments »

3 Responses to “Lunch Box Budget”

Amber Says:
April 25th, 2008 at 02:32 am 1209090728
1209090728

Congrats on the new job and not buying lunch is one of my biggest ways to save money. It's tough sometimes but I have been pretty good lately
Petunia Says:
April 25th, 2008 at 02:31 pm 1209133865
1209133865

So glad you are enjoying your new job. Your lunches sound yummy!
boomeyers Says:
April 26th, 2008 at 03:17 am 1209179855
1209179855

That is wonderful that you are sticking to bringing your lunch. I think that part of the success of this, is finding things you really enjoy to put in your lunchbox, even if it costs a little more.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Lunch Box Budget

3 Responses to “Lunch Box Budget”

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