I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.I am so excited to see this new year. I have a lot of hope and wishes for this new year and I believe some prayers will be answered in a big way. God has been faithful to me and my family.
I have spent most of the day going over my financial status and making plans for this new year. My net worth for 2011 increased by $38,000, mainly due to retirement contributions. Pretty good. I think my net worth will increase significantly again this year.
My one financial resolution was to stop shopping. I think this will have a big impact on my financial standing as it will allow me to pay down debt rather than just maintain my credit card debt level as I did this past year.
Increase savings + decrease debt = a recipe for success in 2012!
Happy New Year!
January 1st, 2012 at 09:06 pm
January 1st, 2012 at 09:49 pm 1325454559