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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Job Promotion

August 2nd, 2014 at 03:27 pm

I thought that I had posted this last month, but apparently not. I got offered a promotion at work after applying & interviewing for the position. Now, that was 3 weeks ago but I still haven't started in my new duties or increased pay. I don't know what my increased pay will be, but it will just be used to pay current debt. Still, I'm so excited, and this is the answer to many prayers. I've been working towards this position since I joined my agency & finished graduate school years ago. I can't wait until I can officially put that new position on paper.

Posted in General musings | 2 Comments »

2 Responses to “Job Promotion”

creditcardfree Says:
August 2nd, 2014 at 05:17 pm 1406999820
1406999820

Congratulations! We are still waiting for my husband's promotion to be official and see the increase in pay, too.
Beawealthywarrior Says:
August 2nd, 2014 at 07:57 pm 1407009427
1407009427

Congrats!

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Firefly's Personal Finance Blog

Working out my spending impulses.

Job Promotion

2 Responses to “Job Promotion”

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