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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Ten Year Blogoversary

September 16th, 2017 at 01:33 pm

I just remembered that last month has been ten years since I first started this blog. While I have not been nearly as prolific or consistent with my blogging as many others, I'm glad to still be around & hope to be here for another ten years. Thanks for reading & thanks for being a part of this community. I have learned so much from you.

Posted in General musings | 3 Comments »

3 Responses to “Ten Year Blogoversary”

Amber Says:
September 16th, 2017 at 05:24 pm 1505582646
1505582646

Aw Happy Blogversary 📝 I've enjoyed reading your posts
CB in the City Says:
September 16th, 2017 at 09:32 pm 1505597555
1505597555

Happy Blogoversary!
rob62521 Says:
September 17th, 2017 at 07:50 pm 1505677818
1505677818

Happy Blogversary! I think the SA folks are the best!

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Firefly's Personal Finance Blog

Working out my spending impulses.

Ten Year Blogoversary

3 Responses to “Ten Year Blogoversary”

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