2020 Goals are much the same as my recurring goals:
Max out TSP ($750 per paycheck): $19.5k
Max out Roth IRA ($500 monthly): $6k
Pay off TSP loan ($250 per paycheck with a projected payoff date of August 2020): $4k
Pay down CC debt: at least $5k
Pay down auto loan ($150 per paycheck with a projected payoff date of July 2021): $3.9k
Payoff of my auto loan will coincide with the 5 year anniversary at my PRN job. I will reevaluate whether I want to continue working that job at that time. I still want additional income but may take that opportunity to switch to an work from home income stream. If I can do it earlier that will be even better.
I added a Clever Fox 🦊 budget planner to my Amazon cart. I am so bad at budgeting. Honestly, my budget is nonexistent. Maybe this new decade I will change that. I think I will have to be more conscious of my spending to meet the goals I have set in 2020.
2020 Goals
December 29th, 2019 at 03:17 pm
December 29th, 2019 at 06:39 pm 1577644747
I don't like to call them resolutions. I prefer to think of them as goals. And they are pretty much the same as last year.
- - Save MORE (I was off to a good start in 2019 but around the middle of the year I had to curtail the hardcore saving thanks to some minor expenses that kept piling on.)
- - Spend LESS (I am a spender by nature. Did okay in 2019, spending ban on WANTS is in effect for now)
- - Go to gym 2-3x a week (epic fail in 2019) With a job that now accounts for a longer overall day, something had to give.
- - Eat better (I had my ups and downs with this one)
- - Lose 20 pounds (that did NOT happen)
- - Less time online. (that did happen)
- - Read at least 60 books (that DID NOT happen, but I had challenged myself to read 100 books and I came up 55 books short. Real life does tend to get in the way of hobbies.)
- - Declutter, declutter, declutter (that is an ongoing process)
December 29th, 2019 at 09:28 pm 1577654928