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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Pay Raise

January 17th, 2020 at 06:01 am

The new salary charts were posted this week. I receive a $2k raise which I’m very grateful for. The raise means not only increased pay, but an increase on my TSP matching. And although it may not mean anything for me, I was happy to see the paid parental leave bill get passed by Congress.

Posted in General musings, Personal Finance | 4 Comments »

4 Responses to “Pay Raise”

disneysteve Says:
January 17th, 2020 at 03:13 pm 1579274014
1579274014

1. I reported the spam account from the last message.

2. Congrats on the raise! That's great.
mumof2 Says:
January 18th, 2020 at 01:28 am 1579310922
1579310922

congrats on the raise
terri77 Says:
January 18th, 2020 at 07:34 am 1579332853
1579332853

Thank you for reporting! I’ve deleted a couple of spam comments lately.
rob62521 Says:
January 19th, 2020 at 08:09 pm 1579464571
1579464571

Yay on the raise!

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Firefly's Personal Finance Blog

Working out my spending impulses.

Pay Raise

4 Responses to “Pay Raise”

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