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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

DirectTV Scam

August 13th, 2020 at 10:59 pm

Well, I just got hit by a scam company. They called promising me a 50% discount on my DirectTV bill through a promotion with EBay. You may have heard about this scam where they ask you to pay for several months of your new promotional rate with an EBay gift card. I was looking it up on the internet as he was talking & found it was a scam. I reported the scam & the associated phone numbers to AT&T. They said that they were getting numerous calls for this scam. Be aware that AT&T will never ever ask for a gift card for payment & please let your vulnerable loved ones know about this scam.

Net Worth: $968,965

Posted in General musings, Net Worth | 1 Comments »

1 Responses to “DirectTV Scam”

CB in the City Says:
August 14th, 2020 at 02:44 pm 1597416255
1597416255

I believe "gift card" is ALWAYS the red flag for a scam. I'm glad you reported it!

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Firefly's Personal Finance Blog

Working out my spending impulses.

DirectTV Scam

1 Responses to “DirectTV Scam”

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