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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

I joined the Double-Comma Club!

September 3rd, 2020 at 04:35 pm

At least for today. Smile

I logged into my Mint account & for the first time I saw a net worth in the 7 digits. Very exciting, yet nothing changes for me. I just keep plugging away. I can't even celebrate with a glass of wine or champagne because I'm not drinking alcohol right now. Just seeing the number is celebration enough!

Net Worth $1,006,252

Posted in Net Worth | 10 Comments »

10 Responses to “I joined the Double-Comma Club!”

Wink Says:
September 3rd, 2020 at 05:04 pm 1599152669
1599152669

Awesome!!!!
Petunia 100 Says:
September 3rd, 2020 at 06:52 pm 1599159167
1599159167

Wow, congrats.
CB in the City Says:
September 3rd, 2020 at 08:08 pm 1599163725
1599163725

Congrats!
VS_ozgirl Says:
September 3rd, 2020 at 09:35 pm 1599168925
1599168925

That is awesome!!!! Congratulations 🥳
latestart Says:
September 3rd, 2020 at 10:29 pm 1599172183
1599172183

Good job.
Dido Says:
September 4th, 2020 at 03:11 pm 1599232299
1599232299

Always nice to reach those milestones! Given the market activity this morning, you might be back under today, but once you reach one of those milestones, it is a good sign that, soon enough, the double commas will persist. Congrats!
MonkeyMama Says:
September 5th, 2020 at 01:17 am 1599268626
1599268626

Woohoo! 🎈🎉🎈
terri77 Says:
September 5th, 2020 at 01:07 pm 1599311230
1599311230

You’re right, Dido, but I enjoyed it while it lasted! Hopefully the market will bounce back after Labor Day. 😁
disneysteve Says:
September 6th, 2020 at 01:50 am 1599357032
1599357032

Excellent! Welcome to the club.
GoodLiving Says:
September 8th, 2020 at 11:27 pm 1599607651
1599607651

That's fantastic, I hope to get there in the next year or two!

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Firefly's Personal Finance Blog

Working out my spending impulses.

I joined the Double-Comma Club!

10 Responses to “I joined the Double-Comma Club!”

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